Email Us | 508-994-4100 | 651 Orchard St Suite #308 New Bedford MA 02744


Who Qualifies for Affordable Housing in Massachusetts?

40B Qualifications

Living in Massachusetts is expensive. The state’s affordable housing law, Chapter 40B, was enacted in order to make at least 10 percent of housing in every community affordable.

In order to do that, the law allows developers to build affordable housing that devote somewhere between 20 to 25% of their units to low and moderate income families. These homes range from duplexes and condominiums to single family homes and townhouses.

Some developments were built for an older age demographic and are age-restricted which means you have to be at least 55 years of age and older. To findout where affordable properties are for sale visit our for sale page.

Who Qualifies for MA
Affordable Housing

Who qualifies for affordable housing in Massachusetts?  In order to be eligible to purchase an affordable housing unit, your income and assets must fall below certain limits, those limits will vary depending on your city or town.

You must also be a first-time homebuyer, although some exceptions exist. As part of your qualification, you must agree to a deed restriction.

That deed restriction describes the responsibilities you will have as an affordable unit owner. And, you must live in the home as your principal residence.

To determine your eligibility, you must complete an application with documentation provided to prove that you are eligible. You will also need to secure pre-approval from a mortgage lender.

Remember, income limits vary by area and by family size. If you are interested in a specific property it should indicate the specific income limit.

We’re Delphic Associates. We specialize in chapter 40B affordable housing in Massachusetts. Contact us for more information today!

For Sale

Turtle Pine Village – Kingston, MA

            Turtle Pine Village A private developer, Champion Builders, Inc. and officials of the Town of Kingston have collaborated to provide this affordable housing opportunity in Kingston, MA. The development is in accordance with the Department of Housing and...

read more

Timber Ridge – Kingston, MA

                              Timber Ridge A private developer, Southeastern Sand and Gravel, Inc. and officials of the Town of Kingston have collaborated to provide this affordable housing opportunity in Kingston.  The development is situated on 28-acres of land...

read more

Robin Hood South Condominium – Bellingham, MA

                                                This dwelling unit is located at 828 South Main Street, Bellingham MA at the Robin Hood South Condominium. The unit contains approximately 1,215 square feet and has a fifty percent (50%) undivided...

read more

Request More Information

15 + 14 =

Sign up for our newsletter

Receive information on affordable housing * “0” Zero down payment loans * Closing Costs and down payment Grants * Up coming Housing Developments * Existing Housing Developments