
Who Qualifies for Affordable Housing in Massachusetts?
40B Qualifications
Living in Massachusetts is expensive. The state’s affordable housing law, Chapter 40B, was enacted in order to make at least 10 percent of housing in every community affordable.
In order to do that, the law allows developers to build affordable housing that devote somewhere between 20 to 25% of their units to low and moderate income families. These homes range from duplexes and condominiums to single family homes and townhouses.
Some developments were built for an older age demographic and are age-restricted which means you have to be at least 55 years of age and older. To findout where affordable properties are for sale visit our for sale page.
Who Qualifies for MA
Affordable Housing
Lotteries
You must also be a first-time homebuyer, although some exceptions exist. As part of your qualification, you must agree to a deed restriction.
That deed restriction describes the responsibilities you will have as an affordable unit owner. And, you must live in the home as your principal residence.
To determine your eligibility, you must complete an application with documentation provided to prove that you are eligible. You will also need to secure pre-approval from a mortgage lender.
Remember, income limits vary by area and by family size. If you are interested in a specific property it should indicate the specific income limit.
We’re Delphic Associates. We specialize in chapter 40B affordable housing in Massachusetts. Contact us for more information today!

Dunham Farm Condominium, Hanson, MA
This is a 55+ community in which at least 1 member of the household must be 55+
Checkerberry Hill – Duxbury, MA
MODERATE INCOME HOUSING LOTTERY – They will be sold at the initial sales price of $559,125. A private developer, Duxbury Lincoln, LLC and officials of the Town of Duxbury have collaborated to provide this moderate housing opportunity in Duxbury, MA.
The Villas at Lebaron Hills Phase 2
A private developer and officials of the Town of Lakeville have collaborated to provide this affordable housing opportunity in Lakeville.