Delphic has been providing Affordable Housing consulting services to a diverse list of developers. With over 30 years of experience and a comprehensive understanding of the development process and the plethora of local and state approvals required to provide Affordable Housing is regarded as one of the leading experts in Affordable Housing. Delphic has permitted over 3,000 “For-Sale” housing units, including single family and duplex homes in addition to a variety of Condominium style homes, including over 750 Affordable Homes.

Geographically we cover the Worchester Region, Metro West, North Shore, Greater Boston, South Shore and South Coast. I am confident we can help you.

COMPREHENSIVE PERMIT

We are MGL 40B experts and have a complete understanding of the statute, 760 CMR 56.00 and the Comprehensive Permit Guidelines. In addition, we have extensive knowledge in the acquisition, financing, marketing and construction of single-family and condominium developments.

Some of the service we offer are:

Site Eligibility Approvals

• Delphic will carry out a financial feasibility analysis utilizing the underwriting criteria of the program in conjunction with market analysis prepared by the developer.

Zoning Board Approval

• In this phase, Delphic will be the Team Leader and will assist the developer in obtaining all necessary approvals in accordance with MGL Chapter 40B.

Final Approval from Mass Housing or DHCD

• Delphic will prepare and submit a “Final Approval Application” to Mass Housing in accordance with their requirements. Once the Final application is approved the Regulatory Agreement is to be executed by all parties, thus creating the a limited dividend organization as required by the statue MGL 40B

Housing Lottery Services

Delphic will prepare and implement an Affirmative Fair Housing Marketing Plan (“AFHMP”), which meets the affirmative fair housing objectives of MGL, Chapter 40B to include but not limited to the following:

• Preparing the Lottery Package which will include information on frequently asked questions, the application and deed rider summary.
• Obtaining approvals of the Affirmative Fair Housing Marketing Plan (“AFHMP”) and the Housing Lottery package from the community and Monitoring Agent;
• Determining the sales prices of the affordable units;
• Determining with local officials a Local Preference (if any) to be used in the Lottery in accordance with 40B Comprehensive Permit Guidelines.

INCLUSIONARY ZONING

We have extensive experience with Inclusionary Zoning and the requirements to make certain affordable housing units are eligible for inclusion in the town subsidized Housing Inventory. In addition, we handle the Housing Lottery Service for those units determined to be affordable.

Consultant Experience

Delphic Associates and his staff provide consulting services for a variety of clients, including developers, land owners, builders, and investors. Established in 1987, with over 35 years of experience in affordable housing, considered “Pioneers in Affordable Housing” Mr. Cusson is regarded as one of the leading experts in permitting housing in accordance with MGL 40 B.

Mr. Cusson and staff has a comprehensive understanding of the development process and the plethora of approvals necessary to begin construction. In addition to his extensive knowledge of the 40B process, his qualifications include the acquisition, financing, marketing, and construction of single-family, rental and condominium developments. He is responsible for coordinating development teams, including general contractions, architects, botanists, engineers, and law firms, in conjunction with the developer.

His experience also includes designing, producing, and implementing marketing and sales strategy programs. Recent developments which have been permitted and under construction are:

New Housing Bill Raises Bar for Abutter Appeals!

On August 5, 2024, a new Housing Bill was signed into law by Governor, Maura Healy to address some of the housing crisis we are seeing in the market today. As developers, you understand the process of getting your project approved, which can cause many developers to spend large amounts of money for abutter’s appeals, that takes months to years to resolve.